Just wondering

The TV commercials with the huge Swiss horns in the huge Swiss Alps, does anybody else wonder why the people are singing “E-Co-Li?” A deadly virus seems like the last thing to advertise Switzerland.

Every month or so a credit card company sends us blank checks and says, “Hey, you who pay your bill on time and charged a bunch of stuff last year! We’ve enclosed four blank checks with a credit line of ump-teen thousand dollars! Just fill out one or more and send them in!” Do people actually do that? No APR on a check or two, but 17.46 APR on two – That’s a lot of interest, considering that if I needed ump-teen thousand dollars, there is a bank or two I can ask, and get an interest rate far, far below 17.46 percent.